Editorial policy

Most sites in this category disclose their funding model in small italic text near the top and move on. We'd rather give it a page.

How we're funded

Where a provider passes our review, we may link to it with a disclosed affiliate link, and we may earn a commission from that provider if you use it. That is the only way this site may earn money from a provider. We only use affiliate links for providers that have passed every applicable point of our standard, and every affiliate link is disclosed on the page where it appears. We do not accept payment from an agent or broker in exchange for a favorable finding, a passing grade, or a listing in the Register's passing directory — see how we actually reach a pass or fail for the evidence a finding is built on.

We don't sell or solicit insurance, and we don't give quotes.

As of 16 October 2026, we have no affiliate partners, and nothing on this site earns us money yet.

No paid "verified agent" badge — a deliberate choice, not a placeholder

Some review platforms sell a subscription that comes with the ability to display a rating badge, respond to complaints, or influence visibility in ways that quietly compromise independence. We won't build a paid "verified agent" badge here, at any price point: eligibility for anything we publish requires already passing every applicable point on our standard, and no fee changes that.

How affiliate links work here

Our commitments:

A commission never affects a verdict. No agent or broker can pay to change a finding. A failing verdict against our published standard stays a failing verdict regardless of any commercial relationship.
A commission never affects order. Rankings are never sold, and no provider can pay to appear higher or be listed at all.
Affiliate links are disclosed. Any compensated link is disclosed on the specific page it appears on — not only in a footer link or a separate policy page nobody reads.
Passed providers only. If a provider stops passing our review, we remove its affiliate link.
Vetting stays commercially blind. Grading happens identically whether or not an agent participates in any commercial arrangement — see our methodology for the full structural commitment.

No carrier grading, ever — not a funding question, a scope question

We don't grade the financial strength or product design of any insurance carrier, funded or not — see our standard for why. That boundary isn't about avoiding a conflict of interest; it's about not making a kind of claim (a forward-looking financial judgment about a company) this site isn't built to make responsibly.

Corrections

If you find an error on this site, tell us through our contact page. When we correct a page, we fix it and date the correction on that page.